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Home Home Improvement

5 Tips for Buying a Home With Acreage

by Jacob Warrior
August 22, 2021
in Home Improvement
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5 Tips for Buying a Home With Acreage
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Imagine yourself living in your home that is set on acreage in the country. Sounds relaxing and serene, right?

And if living that lifestyle is appealing, it’s important to know all that comes with owning land. 

Because the more you know, the smoother the buying process and life on land will be overall. 

So if you’re interested in a home with acreage, keep reading for 5 tips to keep in mind! 

1. Specialized Real Estate Agent

When looking for a real estate agent to work with, strongly consider working with a land and acreage expert. 

This way, you know they specialize in exactly what you’re looking for. And most times, they know the exact houses for sale with acreage. 

Thus, making it quicker and easier overall. Plus, they’ll most likely already be familiar with the different types of financing options for home with land purchases. 

2. Property Restrictions

Property restrictions are a huge thing to look out for when purchasing any amount of acreage. Especially if you plan on building any sort of structure or home on the land. 

Many times, especially in rural areas, there will be covenants or ordinances in place. And these restrictions can end up setting you back or force you to choose other options. 

So always check with your area’s Register of Deeds office to find any restrictions in place. 

3. Natural Disasters

Natural disasters are something many people forget about when interested in homes for sale with acreage. And they also forget the negative impact they can have at any given time. 

So always look at the lay of the land for flooding, wildfire, erosion, or stability purposes. Doing this can save you in the long run and help prevent damage from these disasters. 

4. Maintenance

Owning land is more work than one might think. That’s why it’s so important to assess the amount of care the land will need while living on it. Then ask yourself if you’ll be able to handle it mentally and physically. 

Because over time, acreage needs some sort of care like mowing, plowing, clearing, etc.

And if you buy land without preparing yourself for the work, you will quickly be in over your head. 

5. Down Payment

Oftentimes, when buying a home with acreage you’ll have to put down a much larger downpayment compared to a normal home loan.

In fact, it can be up to a 50% downpayment depending on the bank. Or, they can simply refuse the loan due to the acreage purchase. 

So it may be wise to save up as much money as you can before applying for any financial assistance.  

Home With Acreage 

A home with acreage is what many people strive for at some point in their lives. In fact, it’s a dream that many hope comes true sooner or later. 

So hopefully, these tips will help you out if you decide to make that dream a reality for your family. 

And don’t forget to visit our site for more helpful information and articles to read! 

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